I took Philly over 188 and the score was tied 92-92 at end of regulation. Does that total count as the total, or does the final score at the end of overtime count as the total play? Thanks anyone for the answer.
I've found that bookmakers vary on this. Some include overtimes in their totals and some don't. I use 2 different bookies for a variety of reasons .One doesn't iclude overtimes in his totals ( I bet unders with him ) the other one does include overtimes ( I bet overs with him ). I guess it depends on the particular outfit you're wagering with.
Gabb,
Each bookmaker has specific rules as to how they determine action on specific bets. Take that UNLV game that stopped cause of the power. Online most places I know of were no bet because the game has to go 55 minutes and I think it was like at 53 or something. With the home guy odds are there is no time limit, just if the game doesn't finish it is no bet. With totals everyone is also different. Some places play till regulation, some till the final. You have to consult each one to make sure before you make your bet.
If there is one thing that I know for certain is that with the hometown guy he is always there to make it the best he can for himself. He will pad the line and if you don't ask the rules before hand, you can bet when something comes up it is gonna favor him. Because what are you gonna do? If you are up $2000 and he tells you it's a loss or no bet what are you gonna do? Tell him to fu*k off and pay you? Not gonna happen. Or if you are buried and disagree there will be no payment plan, he is coming to collect, no chance you will be allowed to get even.
My advice, get online brotha! Pick a book where you know what is gonna happen and you like it and make a deposit, there are tons out there that are exactly what you are looking for. Even you if you don't choose a site sponsor I am the biggest advocate of online gambling you will find. Everything, and I mean everything is better online. you need help, advice, whatever just shout. I am here for anyone, anytime! 
MC